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Work from Home & Save at Home with Frugal Living

Budgeting Tips


Use our Budget Calculator to find out how much you are spending each month.


To get an accurate picture of your spending habits, record everything you spend money on for the next three months.  Use this to identify ways you are wasting money.


Use a budget worksheet to help you get all of your income and expenses written down. 


Pay you bills on time - those late fees add up!


Pay your bills over the internet.  Many credit card companies and utilities have bill paying service online that not only saves you time but the price of a stamp!


If you need to reduce your monthly payments, you may want to consider debt consolidation.


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