Do you ever get the feeling that you’ll never get out of debt? That you’ll never get ahead? I am there now and it is due to our medical bills. It has been one thing after another with us, and the day we get these medical bills paid off, I am inviting all of you over to my house and we’re going to celebrate! Okay not really because my house is kind of small, but wouldn’t that be fun?
Frustration seems to be the word that fits our situation right now. Some of you know that I had thyroid surgery this summer. We also have a son who has needed a lot of neurological tests performed, and my husband has had several kidney stone surgeries. Even though we have health insurance, we owe thousands upon thousands upon thousands of dollars in medical bills. Most days I can’t even bear to think about it because I dissolve into puddles.
Part of the problem right now is our health insurance. Since my husband and I have been self employed for many years, we have to purchase our insurance on our own. And right now we pay a whopping $1500.00 a month for coverage for our family. Isn’t that crazy? I am tempted to go without insurance for a year and use the money to pay off our bills, but I don’t think I could truly follow through with it. After all, with our history you know something serious will happen and we’d have to pay for everything out of pocket. That wouldn’t be too helpful in getting our bills paid!
So…I’ve said all that, to say this: I am going on a journey and I’m inviting you to join me. I might total up exactly how much we owe (might. I might also keep my head in the sand a little longer). What I will certainly be doing is working towards paying it off, but I don’t know if I can face the total dollar amount at this time. (PMS may or may not be a factor in that decision today!) I will be updating this post regularly so you can see my progress as well as the very real (and hopefully creative) ways I’ve come up with to earn and save money.
And if you’d like to join me in the adventure, please do. The more the merrier. It would also make me feel really good to know that I’m not alone in this!
Wednesday, August 24th: Total amount owed – can’t bear to add it up yet.
This week’s plan: Brainstorm a list of 10 ways I can earn or save money. (I’ll post my list when I’m finished)